Call reports 2025
SONATA BANK — 2025
What SONATA BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 221,739,000 | 232,504,000 | 256,815,000 | 281,511,000 |
| Total loans | 193,476,000 | 205,253,000 | 219,041,000 | 232,054,000 |
| Allowance for loan losses | 1,843,000 | 1,816,000 | 1,833,000 | 1,763,000 |
| Securities available for sale | 3,177,000 | 2,958,000 | 2,381,000 | 2,192,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,107,000 | 207,469,000 | 231,943,000 | 254,842,000 |
| Interest-bearing deposits | 163,208,000 | 166,252,000 | 168,268,000 | 197,944,000 |
| Noninterest-bearing deposits | 35,899,000 | 41,217,000 | 63,675,000 | 56,898,000 |
| Equity capital | 20,235,000 | 21,149,000 | 22,062,000 | 23,515,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,584,000 | 7,096,000 | 11,191,000 | 15,496,000 |
| Interest expense | 1,837,000 | 3,579,000 | 5,282,000 | 6,953,000 |
| Net interest income | 1,747,000 | 3,517,000 | 5,909,000 | 8,543,000 |
| Noninterest income | 54,000 | 114,000 | 201,000 | 269,000 |
| Noninterest expense | 2,417,000 | 5,260,000 | 7,588,000 | 9,948,000 |
| Provision for loan losses | 267,000 | 446,000 | 462,000 | 522,000 |
| Pretax income | -802,000 | -1,994,000 | -1,949,000 | -1,667,000 |
| Income tax | 0 | 0 | 15,000 | 15,000 |
| Net income | -802,000 | -1,994,000 | -1,964,000 | -1,682,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,265,000 | 21,185,000 | 22,070,000 | 23,522,000 |
| Total capital | 22,162,000 | 23,055,000 | 24,046,000 | 25,428,000 |
| Risk-weighted assets | 173,870,000 | 180,606,000 | 201,277,000 | 213,934,000 |