Call reports 2024
SONATA BANK — 2024
What SONATA BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 145,274,000 | 178,467,000 | 200,843,000 | 218,314,000 |
| Total loans | 129,194,000 | 159,644,000 | 178,252,000 | 185,010,000 |
| Allowance for loan losses | 1,049,000 | 1,314,000 | 1,782,000 | 1,596,000 |
| Securities available for sale | 3,964,000 | 3,909,000 | 3,827,000 | 3,272,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,002,000 | 147,098,000 | 180,246,000 | 195,664,000 |
| Interest-bearing deposits | 113,819,000 | 134,239,000 | 157,873,000 | 168,674,000 |
| Noninterest-bearing deposits | 12,183,000 | 12,859,000 | 22,373,000 | 26,990,000 |
| Equity capital | 14,460,000 | 16,216,000 | 17,504,000 | 19,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,200,000 | 5,008,000 | 8,395,000 | 11,891,000 |
| Interest expense | 1,191,000 | 2,732,000 | 4,606,000 | 6,529,000 |
| Net interest income | 1,009,000 | 2,276,000 | 3,789,000 | 5,362,000 |
| Noninterest income | 213,000 | 249,000 | 289,000 | 334,000 |
| Noninterest expense | 2,178,000 | 4,468,000 | 6,813,000 | 8,883,000 |
| Provision for loan losses | 255,000 | 540,000 | 1,008,000 | 1,263,000 |
| Pretax income | -1,211,000 | -2,517,000 | -3,698,000 | -4,405,000 |
| Income tax | 0 | -2,000 | -2,000 | -2,000 |
| Net income | -1,211,000 | -2,515,000 | -3,696,000 | -4,403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,536,000 | 16,289,000 | 17,547,000 | 19,428,000 |
| Total capital | 15,765,000 | 17,817,000 | 19,361,000 | 21,159,000 |
| Risk-weighted assets | 101,286,000 | 128,245,000 | 145,067,000 | 159,767,000 |