Call reports 2023
SONATA BANK — 2023
What SONATA BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 59,776,000 | 55,558,000 | 90,573,000 | 118,067,000 |
| Total loans | 26,698,000 | 39,095,000 | 71,688,000 | 97,244,000 |
| Allowance for loan losses | 294,000 | 412,000 | 647,000 | 794,000 |
| Securities available for sale | 5,845,000 | 5,869,000 | 580,000 | 573,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,191,000 | 37,617,000 | 67,791,000 | 99,478,000 |
| Interest-bearing deposits | 30,933,000 | 28,221,000 | 56,468,000 | 88,400,000 |
| Noninterest-bearing deposits | 9,258,000 | 9,396,000 | 11,323,000 | 11,078,000 |
| Equity capital | 18,613,000 | 17,045,000 | 16,807,000 | 15,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 556,000 | 1,291,000 | 2,360,000 | 4,215,000 |
| Interest expense | 108,000 | 291,000 | 698,000 | 1,538,000 |
| Net interest income | 448,000 | 1,000,000 | 1,662,000 | 2,677,000 |
| Noninterest income | 23,000 | 47,000 | 69,000 | 95,000 |
| Noninterest expense | 1,961,000 | 3,926,000 | 6,150,000 | 8,349,000 |
| Provision for loan losses | 0 | 118,000 | 353,000 | 513,000 |
| Pretax income | -1,490,000 | -3,046,000 | -4,821,000 | -6,190,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,490,000 | -3,046,000 | -4,821,000 | -6,190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,604,000 | 17,081,000 | 16,851,000 | 15,735,000 |
| Total capital | — | — | — | 16,709,000 |
| Risk-weighted assets | — | — | — | 84,029,000 |