Call reports 2021
SONATA BANK — 2021
What SONATA BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 22,148,000 | 22,275,000 | 22,788,000 | 22,281,000 |
| Total loans | 11,669,000 | 12,757,000 | 12,517,000 | 12,264,000 |
| Allowance for loan losses | 174,000 | 174,000 | 174,000 | 175,000 |
| Securities available for sale | 2,371,000 | 1,776,000 | 1,631,000 | 1,499,000 |
| Securities held to maturity | 400,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,198,000 | 19,361,000 | 19,791,000 | 19,356,000 |
| Interest-bearing deposits | 13,160,000 | 12,885,000 | 12,971,000 | 12,828,000 |
| Noninterest-bearing deposits | 6,038,000 | 6,476,000 | 6,820,000 | 6,528,000 |
| Equity capital | 2,476,000 | 2,435,000 | 2,508,000 | 2,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 181,000 | 375,000 | 563,000 | 743,000 |
| Interest expense | 38,000 | 78,000 | 113,000 | 148,000 |
| Net interest income | 143,000 | 297,000 | 450,000 | 595,000 |
| Noninterest income | 19,000 | 37,000 | 56,000 | 111,000 |
| Noninterest expense | 211,000 | 421,000 | 655,000 | 879,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -49,000 | -87,000 | -149,000 | -173,000 |
| Income tax | -1,000 | -2,000 | -4,000 | -22,000 |
| Net income | -48,000 | -85,000 | -145,000 | -151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,302,000 | 2,263,000 | 2,337,000 | 2,312,000 |