Call reports 2020
SONATA BANK — 2020
What SONATA BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 21,815,000 | 22,933,000 | 22,431,000 | 21,640,000 |
| Total loans | 12,447,000 | 12,475,000 | 11,909,000 | 12,233,000 |
| Allowance for loan losses | 173,000 | 173,000 | 173,000 | 173,000 |
| Securities available for sale | 3,184,000 | 2,522,000 | 3,015,000 | 2,595,000 |
| Securities held to maturity | 0 | 0 | 400,000 | 400,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,729,000 | 19,869,000 | 19,402,000 | 18,686,000 |
| Interest-bearing deposits | 13,165,000 | 13,618,000 | 13,184,000 | 12,968,000 |
| Noninterest-bearing deposits | 5,564,000 | 6,251,000 | 6,218,000 | 5,718,000 |
| Equity capital | 2,659,000 | 2,620,000 | 2,577,000 | 2,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 211,000 | 405,000 | 595,000 | 790,000 |
| Interest expense | 44,000 | 86,000 | 127,000 | 167,000 |
| Net interest income | 167,000 | 319,000 | 468,000 | 623,000 |
| Noninterest income | 20,000 | 38,000 | 60,000 | 78,000 |
| Noninterest expense | 223,000 | 440,000 | 648,000 | 853,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -36,000 | -83,000 | -120,000 | -152,000 |
| Income tax | -1,000 | -2,000 | -4,000 | 13,000 |
| Net income | -35,000 | -81,000 | -116,000 | -165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,467,000 | 2,434,000 | 2,396,000 | 2,351,000 |
| Total capital | 2,616,000 | — | — | — |
| Risk-weighted assets | 11,934,000 | — | — | — |