Call reports 2019
SONATA BANK — 2019
What SONATA BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 22,159,000 | 22,362,000 | 21,902,000 | 21,327,000 |
| Total loans | 12,986,000 | 13,101,000 | 13,222,000 | 13,520,000 |
| Allowance for loan losses | 180,000 | 180,000 | 180,000 | 174,000 |
| Securities available for sale | 3,662,000 | 3,868,000 | 3,791,000 | 3,715,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,074,000 | 19,216,000 | 18,774,000 | 18,252,000 |
| Interest-bearing deposits | 12,423,000 | 12,710,000 | 12,763,000 | 12,786,000 |
| Noninterest-bearing deposits | 6,651,000 | 6,506,000 | 6,011,000 | 5,466,000 |
| Equity capital | 2,650,000 | 2,665,000 | 2,660,000 | 2,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 209,000 | 431,000 | 655,000 | 882,000 |
| Interest expense | 29,000 | 73,000 | 118,000 | 161,000 |
| Net interest income | 180,000 | 358,000 | 537,000 | 721,000 |
| Noninterest income | 21,000 | 41,000 | 66,000 | 87,000 |
| Noninterest expense | 213,000 | 429,000 | 645,000 | 858,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -12,000 | -30,000 | -42,000 | -50,000 |
| Income tax | -2,000 | -4,000 | -5,000 | -8,000 |
| Net income | -10,000 | -26,000 | -37,000 | -42,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,534,000 | 2,506,000 | 2,510,000 | 2,503,000 |
| Total capital | 2,686,000 | 2,660,000 | 2,663,000 | 2,658,000 |
| Risk-weighted assets | 12,182,000 | 12,336,000 | 12,251,000 | 12,452,000 |