Call reports 2018
SONATA BANK — 2018
What SONATA BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 22,308,000 | 21,824,000 | 21,792,000 | 21,350,000 |
| Total loans | 13,543,000 | 12,564,000 | 12,869,000 | 12,984,000 |
| Allowance for loan losses | 180,000 | 180,000 | 180,000 | 180,000 |
| Securities available for sale | 3,346,000 | 3,781,000 | 3,702,000 | 3,668,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,411,000 | 18,956,000 | 18,523,000 | 18,057,000 |
| Interest-bearing deposits | 13,007,000 | 12,638,000 | 12,494,000 | 12,325,000 |
| Noninterest-bearing deposits | 6,404,000 | 6,318,000 | 6,029,000 | 5,732,000 |
| Equity capital | 2,444,000 | 2,396,000 | 2,569,000 | 2,615,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 205,000 | 417,000 | 626,000 | 840,000 |
| Interest expense | 30,000 | 60,000 | 92,000 | 121,000 |
| Net interest income | 175,000 | 357,000 | 534,000 | 719,000 |
| Noninterest income | 25,000 | 49,000 | 76,000 | 96,000 |
| Noninterest expense | 224,000 | 441,000 | 652,000 | 865,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -24,000 | -35,000 | -42,000 | -50,000 |
| Income tax | -2,000 | -4,000 | -5,000 | -32,000 |
| Net income | -22,000 | -31,000 | -37,000 | -18,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,509,000 | 2,365,000 | 2,561,000 | 2,534,000 |
| Total capital | 2,665,000 | 2,511,000 | 2,710,000 | 2,682,000 |
| Risk-weighted assets | 12,526,000 | 11,724,000 | 11,914,000 | 11,822,000 |