Call reports 2017
SONATA BANK — 2017
What SONATA BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 23,412,000 | 22,511,000 | 21,882,000 | 22,172,000 |
| Total loans | 14,075,000 | 13,747,000 | 13,506,000 | 13,632,000 |
| Allowance for loan losses | 186,000 | 186,000 | 180,000 | 179,000 |
| Securities available for sale | 3,905,000 | 3,621,000 | 3,548,000 | 3,441,000 |
| Securities held to maturity | 20,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,408,000 | 19,200,000 | 18,603,000 | 19,262,000 |
| Interest-bearing deposits | 13,307,000 | 13,427,000 | 12,940,000 | 13,321,000 |
| Noninterest-bearing deposits | 7,101,000 | 5,773,000 | 5,663,000 | 5,941,000 |
| Equity capital | 2,565,000 | 2,581,000 | 2,577,000 | 2,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 212,000 | 434,000 | 644,000 | 852,000 |
| Interest expense | 28,000 | 57,000 | 85,000 | 113,000 |
| Net interest income | 184,000 | 377,000 | 559,000 | 739,000 |
| Noninterest income | 22,000 | 45,000 | 75,000 | 99,000 |
| Noninterest expense | 225,000 | 444,000 | 657,000 | 873,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -19,000 | -22,000 | -23,000 | -35,000 |
| Income tax | -2,000 | -3,000 | -5,000 | 56,000 |
| Net income | -17,000 | -19,000 | -18,000 | -91,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,424,000 | 2,429,000 | 2,604,000 | 2,531,000 |
| Total capital | 2,586,000 | 2,580,000 | 2,781,000 | 2,702,000 |
| Risk-weighted assets | 12,917,000 | 12,034,000 | 14,173,000 | 13,720,000 |