Call reports 2016
SONATA BANK — 2016
What SONATA BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 22,638,000 | 22,971,000 | 23,273,000 | 22,890,000 |
| Total loans | 13,623,000 | 13,674,000 | 14,157,000 | 13,661,000 |
| Allowance for loan losses | 203,000 | 201,000 | 201,000 | 186,000 |
| Securities available for sale | 3,065,000 | 2,590,000 | 3,072,000 | 3,950,000 |
| Securities held to maturity | 20,000 | 20,000 | 20,000 | 20,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,469,000 | 19,775,000 | 20,144,000 | 19,894,000 |
| Interest-bearing deposits | 15,048,000 | 15,125,000 | 13,932,000 | 13,687,000 |
| Noninterest-bearing deposits | 4,421,000 | 4,650,000 | 6,212,000 | 6,207,000 |
| Equity capital | 2,663,000 | 2,648,000 | 2,640,000 | 2,559,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 203,000 | 410,000 | 621,000 | 829,000 |
| Interest expense | 36,000 | 72,000 | 107,000 | 137,000 |
| Net interest income | 167,000 | 338,000 | 514,000 | 692,000 |
| Noninterest income | 24,000 | 49,000 | 83,000 | 107,000 |
| Noninterest expense | 218,000 | 439,000 | 656,000 | 870,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -27,000 | -52,000 | -59,000 | -71,000 |
| Income tax | -1,000 | -3,000 | -4,000 | -4,000 |
| Net income | -26,000 | -49,000 | -55,000 | -67,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,473,000 | 2,449,000 | 2,475,000 | 2,442,000 |
| Total capital | 2,628,000 | 2,604,000 | 2,632,000 | 2,605,000 |
| Risk-weighted assets | 12,254,000 | 12,272,000 | 12,547,000 | 12,952,000 |