Call reports 2014
SONATA BANK — 2014
What SONATA BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 23,147,000 | 23,915,000 | 23,312,000 | 23,267,000 |
| Total loans | 11,133,000 | 10,838,000 | 11,691,000 | 12,129,000 |
| Allowance for loan losses | 210,000 | 213,000 | 215,000 | 219,000 |
| Securities available for sale | 5,361,000 | 5,405,000 | 5,105,000 | 5,108,000 |
| Securities held to maturity | 20,000 | 20,000 | 20,000 | 20,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,267,000 | 21,008,000 | 20,124,000 | 20,033,000 |
| Interest-bearing deposits | 16,153,000 | 16,366,000 | 15,450,000 | 15,520,000 |
| Noninterest-bearing deposits | 4,115,000 | 4,642,000 | 4,674,000 | 4,513,000 |
| Equity capital | 2,613,000 | 2,618,000 | 2,606,000 | 2,691,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 192,000 | 376,000 | 577,000 | 775,000 |
| Interest expense | 36,000 | 74,000 | 112,000 | 150,000 |
| Net interest income | 156,000 | 302,000 | 465,000 | 625,000 |
| Noninterest income | 27,000 | 54,000 | 81,000 | 110,000 |
| Noninterest expense | 210,000 | 413,000 | 617,000 | 821,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -27,000 | -57,000 | -71,000 | -86,000 |
| Income tax | -1,000 | -2,000 | -3,000 | -101,000 |
| Net income | -26,000 | -55,000 | -68,000 | 15,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,684,000 | 2,655,000 | 2,643,000 | 2,726,000 |
| Total capital | 2,838,000 | 2,815,000 | 2,795,000 | 2,887,000 |
| Risk-weighted assets | 12,273,000 | 12,743,000 | 12,066,000 | 12,787,000 |