Call reports 2013
SONATA BANK — 2013
What SONATA BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 22,591,000 | 22,543,000 | 22,533,000 | 23,178,000 |
| Total loans | 9,896,000 | 10,094,000 | 10,786,000 | 11,091,000 |
| Allowance for loan losses | 237,000 | 240,000 | 203,000 | 198,000 |
| Securities available for sale | 3,993,000 | 4,775,000 | 4,805,000 | 5,331,000 |
| Securities held to maturity | 135,000 | 135,000 | 385,000 | 155,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,908,000 | 19,756,000 | 19,693,000 | 20,288,000 |
| Interest-bearing deposits | 15,889,000 | 15,945,000 | 15,699,000 | 15,919,000 |
| Noninterest-bearing deposits | 4,019,000 | 3,811,000 | 3,994,000 | 4,369,000 |
| Equity capital | 2,409,000 | 2,505,000 | 2,535,000 | 2,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 173,000 | 351,000 | 539,000 | 731,000 |
| Interest expense | 44,000 | 86,000 | 127,000 | 166,000 |
| Net interest income | 129,000 | 265,000 | 412,000 | 565,000 |
| Noninterest income | 26,000 | 55,000 | 117,000 | 256,000 |
| Noninterest expense | 202,000 | 402,000 | 604,000 | 813,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -47,000 | -82,000 | -75,000 | 8,000 |
| Income tax | -1,000 | -2,000 | -3,000 | -19,000 |
| Net income | -46,000 | -80,000 | -72,000 | 27,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,413,000 | 2,603,000 | 2,611,000 | 2,710,000 |
| Total capital | 2,591,000 | 2,772,000 | 2,777,000 | 2,871,000 |
| Risk-weighted assets | 14,178,000 | 13,506,000 | 13,244,000 | 12,872,000 |