Call reports 2012
SONATA BANK — 2012
What SONATA BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 22,846,000 | 22,619,000 | 22,327,000 | 22,167,000 |
| Total loans | 10,664,000 | 10,213,000 | 9,692,000 | 9,673,000 |
| Allowance for loan losses | 276,000 | 277,000 | 279,000 | 281,000 |
| Securities available for sale | 2,786,000 | 3,004,000 | 3,001,000 | 3,744,000 |
| Securities held to maturity | 135,000 | 135,000 | 135,000 | 135,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,968,000 | 19,700,000 | 19,461,000 | 19,429,000 |
| Interest-bearing deposits | 15,680,000 | 15,637,000 | 15,386,000 | 15,333,000 |
| Noninterest-bearing deposits | 4,288,000 | 4,063,000 | 4,076,000 | 4,095,000 |
| Equity capital | 2,541,000 | 2,513,000 | 2,475,000 | 2,458,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 194,000 | 393,000 | 570,000 | 751,000 |
| Interest expense | 52,000 | 105,000 | 153,000 | 200,000 |
| Net interest income | 142,000 | 288,000 | 417,000 | 551,000 |
| Noninterest income | 36,000 | 57,000 | 83,000 | 122,000 |
| Noninterest expense | 207,000 | 408,000 | 603,000 | 803,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -29,000 | -63,000 | -103,000 | -130,000 |
| Income tax | -1,000 | -2,000 | -3,000 | -16,000 |
| Net income | -28,000 | -61,000 | -100,000 | -114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,543,000 | 2,512,000 | 2,471,000 | 2,459,000 |
| Total capital | 2,726,000 | 2,699,000 | 2,646,000 | 2,629,000 |
| Risk-weighted assets | 14,569,000 | 14,896,000 | 13,866,000 | 13,517,000 |