Call reports 2011
SONATA BANK — 2011
What SONATA BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 20,717,000 | 20,352,000 | 21,990,000 | 22,091,000 |
| Total loans | 10,703,000 | 11,163,000 | 10,832,000 | 10,849,000 |
| Allowance for loan losses | 266,000 | 268,000 | 273,000 | 274,000 |
| Securities available for sale | 3,736,000 | 3,012,000 | 3,008,000 | 2,251,000 |
| Securities held to maturity | 0 | 135,000 | 135,000 | 135,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,750,000 | 17,339,000 | 19,004,000 | 19,212,000 |
| Interest-bearing deposits | 13,891,000 | 12,986,000 | 14,797,000 | 14,672,000 |
| Noninterest-bearing deposits | 3,859,000 | 4,353,000 | 4,207,000 | 4,540,000 |
| Equity capital | 2,579,000 | 2,594,000 | 2,577,000 | 2,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 212,000 | 426,000 | 637,000 | 841,000 |
| Interest expense | 51,000 | 100,000 | 149,000 | 200,000 |
| Net interest income | 161,000 | 326,000 | 488,000 | 641,000 |
| Noninterest income | 20,000 | 48,000 | 74,000 | 97,000 |
| Noninterest expense | 205,000 | 403,000 | 605,000 | 806,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -24,000 | -29,000 | -43,000 | -68,000 |
| Income tax | -1,000 | -2,000 | -3,000 | -30,000 |
| Net income | -23,000 | -27,000 | -40,000 | -38,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,588,000 | 2,584,000 | 2,570,000 | 2,573,000 |
| Total capital | 2,707,000 | 2,735,000 | 2,711,000 | 2,751,000 |
| Risk-weighted assets | 11,638,000 | 11,960,000 | 14,879,000 | 14,320,000 |