Call reports 2010
SONATA BANK — 2010
What SONATA BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 23,154,000 | 23,108,000 | 24,485,000 | 19,940,000 |
| Total loans | 11,338,000 | 11,435,000 | 11,678,000 | 11,003,000 |
| Allowance for loan losses | 276,000 | 271,000 | 265,000 | 266,000 |
| Securities available for sale | 1,470,000 | 1,968,000 | 2,713,000 | 3,424,000 |
| Securities held to maturity | 1,501,000 | 750,000 | 503,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,102,000 | 20,029,000 | 21,406,000 | 16,937,000 |
| Interest-bearing deposits | 16,423,000 | 16,287,000 | 16,906,000 | 13,885,000 |
| Noninterest-bearing deposits | 3,679,000 | 3,742,000 | 4,500,000 | 3,052,000 |
| Equity capital | 2,623,000 | 2,633,000 | 2,631,000 | 2,604,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 243,000 | 480,000 | 715,000 | 942,000 |
| Interest expense | 60,000 | 117,000 | 174,000 | 229,000 |
| Net interest income | 183,000 | 363,000 | 541,000 | 713,000 |
| Noninterest income | 23,000 | 47,000 | 70,000 | 95,000 |
| Noninterest expense | 194,000 | 393,000 | 595,000 | 791,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 12,000 | 17,000 | 16,000 | 17,000 |
| Income tax | -1,000 | -2,000 | -3,000 | -2,000 |
| Net income | 13,000 | 19,000 | 19,000 | 19,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,605,000 | 2,611,000 | 2,611,000 | 2,612,000 |
| Total capital | 2,721,000 | 2,723,000 | 2,713,000 | 2,731,000 |
| Risk-weighted assets | 12,626,000 | 12,598,000 | 12,968,000 | 11,646,000 |