Call reports 2009
SONATA BANK — 2009
What SONATA BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 22,990,000 | 22,524,000 | 22,780,000 | 22,291,000 |
| Total loans | 11,473,000 | 11,421,000 | 11,384,000 | 11,431,000 |
| Allowance for loan losses | 293,000 | 274,000 | 274,000 | 275,000 |
| Securities available for sale | 986,000 | 1,486,000 | 1,488,000 | 1,728,000 |
| Securities held to maturity | 2,253,000 | 1,753,000 | 1,502,000 | 1,501,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,078,000 | 19,452,000 | 19,707,000 | 19,230,000 |
| Interest-bearing deposits | 16,185,000 | 15,780,000 | 15,836,000 | 15,777,000 |
| Noninterest-bearing deposits | 3,893,000 | 3,672,000 | 3,871,000 | 3,453,000 |
| Equity capital | 2,595,000 | 2,606,000 | 2,623,000 | 2,614,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 261,000 | 512,000 | 763,000 | 1,020,000 |
| Interest expense | 84,000 | 167,000 | 244,000 | 312,000 |
| Net interest income | 177,000 | 345,000 | 519,000 | 708,000 |
| Noninterest income | 65,000 | 109,000 | 136,000 | 162,000 |
| Noninterest expense | 195,000 | 400,000 | 588,000 | 794,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 47,000 | 54,000 | 67,000 | 76,000 |
| Income tax | -1,000 | -2,000 | -3,000 | 10,000 |
| Net income | 48,000 | 56,000 | 70,000 | 66,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,574,000 | 2,583,000 | 2,596,000 | 2,592,000 |
| Total capital | 2,703,000 | 2,695,000 | 2,709,000 | 2,708,000 |
| Risk-weighted assets | 12,949,000 | 12,740,000 | 12,691,000 | 12,566,000 |