Call reports 2008
SONATA BANK — 2008
What SONATA BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 20,256,000 | 19,658,000 | 19,525,000 | 24,099,000 |
| Total loans | 10,114,000 | 10,584,000 | 11,000,000 | 10,797,000 |
| Allowance for loan losses | 320,000 | 323,000 | 325,000 | 270,000 |
| Securities available for sale | 1,279,000 | 1,006,000 | 1,010,000 | 1,250,000 |
| Securities held to maturity | 4,047,000 | 4,052,000 | 3,753,000 | 2,753,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,416,000 | 16,802,000 | 16,230,000 | 21,193,000 |
| Interest-bearing deposits | 14,394,000 | 14,209,000 | 13,347,000 | 17,968,000 |
| Noninterest-bearing deposits | 3,022,000 | 2,592,000 | 2,883,000 | 3,225,000 |
| Equity capital | 2,482,000 | 2,477,000 | 2,492,000 | 2,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 285,000 | 564,000 | 845,000 | 1,130,000 |
| Interest expense | 121,000 | 238,000 | 351,000 | 452,000 |
| Net interest income | 164,000 | 326,000 | 494,000 | 678,000 |
| Noninterest income | 24,000 | 54,000 | 94,000 | 122,000 |
| Noninterest expense | 184,000 | 366,000 | 562,000 | 752,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,000 | 14,000 | 26,000 | 48,000 |
| Income tax | -1,000 | -2,000 | -2,000 | -15,000 |
| Net income | 5,000 | 16,000 | 28,000 | 63,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,463,000 | 2,478,000 | 2,490,000 | 2,526,000 |
| Total capital | 2,608,000 | 2,626,000 | 2,643,000 | 2,624,000 |
| Risk-weighted assets | 11,438,000 | 11,641,000 | 12,064,000 | 12,897,000 |