Call reports 2007
SONATA BANK — 2007
What SONATA BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 18,638,000 | 18,388,000 | 18,349,000 | 19,364,000 |
| Total loans | 8,755,000 | 9,204,000 | 9,858,000 | 10,383,000 |
| Allowance for loan losses | 306,000 | 310,000 | 312,000 | 316,000 |
| Securities available for sale | 497,000 | 743,000 | 751,000 | 757,000 |
| Securities held to maturity | 5,991,000 | 5,743,000 | 4,995,000 | 4,496,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,820,000 | 15,226,000 | 15,085,000 | 16,539,000 |
| Interest-bearing deposits | 12,923,000 | 12,959,000 | 12,644,000 | 13,647,000 |
| Noninterest-bearing deposits | 2,897,000 | 2,267,000 | 2,441,000 | 2,891,000 |
| Equity capital | 2,452,000 | 2,479,000 | 2,506,000 | 2,480,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 258,000 | 525,000 | 796,000 | 1,074,000 |
| Interest expense | 105,000 | 205,000 | 319,000 | 439,000 |
| Net interest income | 153,000 | 320,000 | 477,000 | 635,000 |
| Noninterest income | 27,000 | 51,000 | 81,000 | 106,000 |
| Noninterest expense | 174,000 | 337,000 | 503,000 | 703,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 6,000 | 34,000 | 55,000 | 38,000 |
| Income tax | -1,000 | -1,000 | -2,000 | 12,000 |
| Net income | 7,000 | 35,000 | 57,000 | 26,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,455,000 | 2,479,000 | 2,506,000 | 2,470,000 |
| Total capital | 2,582,000 | 2,601,000 | 2,644,000 | 2,616,000 |
| Risk-weighted assets | 9,968,000 | 10,354,000 | 10,897,000 | 11,517,000 |