Call reports 2006
SONATA BANK — 2006
What SONATA BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 18,771,000 | 18,572,000 | 18,610,000 | 19,391,000 |
| Total loans | 9,318,000 | 8,977,000 | 9,187,000 | 8,759,000 |
| Allowance for loan losses | 579,000 | 304,000 | 302,000 | 304,000 |
| Securities available for sale | 495,000 | 243,000 | 246,000 | 496,000 |
| Securities held to maturity | 7,247,000 | 7,244,000 | 6,992,000 | 6,492,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,005,000 | 15,528,000 | 15,744,000 | 16,543,000 |
| Interest-bearing deposits | 12,627,000 | 13,052,000 | 13,392,000 | 13,710,000 |
| Noninterest-bearing deposits | 3,378,000 | 2,476,000 | 2,352,000 | 2,833,000 |
| Equity capital | 2,327,000 | 2,535,000 | 2,533,000 | 2,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 251,000 | 495,000 | 748,000 | 1,007,000 |
| Interest expense | 80,000 | 164,000 | 265,000 | 380,000 |
| Net interest income | 171,000 | 331,000 | 483,000 | 627,000 |
| Noninterest income | 25,000 | 50,000 | 78,000 | 103,000 |
| Noninterest expense | 185,000 | 371,000 | 555,000 | 735,000 |
| Provision for loan losses | 0 | -260,000 | -260,000 | -260,000 |
| Pretax income | 11,000 | 270,000 | 266,000 | 255,000 |
| Income tax | 0 | 51,000 | 50,000 | 110,000 |
| Net income | 11,000 | 219,000 | 216,000 | 145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,332,000 | 2,541,000 | 2,537,000 | 2,444,000 |
| Total capital | 2,456,000 | 2,664,000 | 2,662,000 | 2,572,000 |
| Risk-weighted assets | 9,455,000 | 9,685,000 | 9,860,000 | 10,060,000 |