Call reports 2001
SONATA BANK — 2001
What SONATA BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 22,584,000 | 24,293,000 | 26,215,000 | 26,169,000 |
| Total loans | 18,611,000 | 20,516,000 | 21,116,000 | 20,169,000 |
| Allowance for loan losses | 161,000 | 225,000 | 196,000 | 328,000 |
| Securities available for sale | 0 | 383,000 | 646,000 | 641,000 |
| Securities held to maturity | 2,463,000 | 2,113,000 | 2,110,000 | 2,109,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,394,000 | 19,428,000 | 21,444,000 | 21,831,000 |
| Interest-bearing deposits | 17,443,000 | 16,970,000 | 19,597,000 | 19,550,000 |
| Noninterest-bearing deposits | 1,951,000 | 2,458,000 | 1,846,000 | 2,281,000 |
| Equity capital | 2,489,000 | 2,473,000 | 2,533,000 | 2,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 457,000 | 971,000 | 1,512,000 | 2,037,000 |
| Interest expense | 252,000 | 503,000 | 767,000 | 1,016,000 |
| Net interest income | 205,000 | 468,000 | 745,000 | 1,021,000 |
| Noninterest income | 21,000 | 34,000 | 50,000 | 72,000 |
| Noninterest expense | 182,000 | 381,000 | 580,000 | 790,000 |
| Provision for loan losses | 12,000 | 100,000 | 143,000 | 289,000 |
| Pretax income | 32,000 | 21,000 | 72,000 | 14,000 |
| Income tax | 10,000 | 14,000 | 17,000 | 8,000 |
| Net income | 22,000 | 7,000 | 55,000 | 6,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,489,000 | 2,473,000 | 2,522,000 | 2,491,000 |
| Total capital | 2,650,000 | 2,678,000 | 2,718,000 | 2,706,000 |
| Risk-weighted assets | 15,322,000 | 16,403,000 | 18,068,000 | 17,099,000 |