Call reports 2016
CONNECT COMMUNITY BANK — 2016
What CONNECT COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 58,693,000 | 58,783,000 | 60,148,000 | 59,666,000 |
| Total loans | 44,377,000 | 44,242,000 | 44,028,000 | 44,548,000 |
| Allowance for loan losses | 527,000 | 545,000 | 593,000 | 611,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,035,000 | 7,216,000 | 7,842,000 | 7,942,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,836,000 | 52,329,000 | 53,596,000 | 53,162,000 |
| Interest-bearing deposits | 50,674,000 | 51,205,000 | 52,317,000 | 52,072,000 |
| Noninterest-bearing deposits | 1,162,000 | 1,124,000 | 1,278,000 | 1,089,000 |
| Equity capital | 5,895,000 | 5,932,000 | 5,980,000 | 6,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 578,000 | 1,167,000 | 1,767,000 | 2,350,000 |
| Interest expense | 88,000 | 172,000 | 255,000 | 334,000 |
| Net interest income | 490,000 | 995,000 | 1,512,000 | 2,016,000 |
| Noninterest income | 40,000 | 67,000 | 130,000 | 154,000 |
| Noninterest expense | 451,000 | 926,000 | 1,384,000 | 1,845,000 |
| Provision for loan losses | 29,000 | 47,000 | 95,000 | 113,000 |
| Pretax income | 50,000 | 89,000 | 163,000 | 212,000 |
| Income tax | 18,000 | 20,000 | 46,000 | 64,000 |
| Net income | 32,000 | 69,000 | 117,000 | 148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,895,000 | 5,932,000 | 5,980,000 | 6,011,000 |
| Total capital | 6,228,000 | 6,257,000 | 6,306,000 | 6,341,000 |
| Risk-weighted assets | 26,477,000 | 25,758,000 | 25,779,000 | 26,087,000 |