Call reports 2015
CONNECT COMMUNITY BANK — 2015
What CONNECT COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 54,403,000 | 54,016,000 | 55,166,000 | 56,200,000 |
| Total loans | 42,266,000 | 42,518,000 | 43,824,000 | 44,584,000 |
| Allowance for loan losses | 468,000 | 447,000 | 508,000 | 497,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,131,000 | 6,324,000 | 6,033,000 | 6,798,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,070,000 | 47,590,000 | 48,687,000 | 49,759,000 |
| Interest-bearing deposits | 47,105,000 | 46,816,000 | 47,735,000 | 48,851,000 |
| Noninterest-bearing deposits | 965,000 | 774,000 | 952,000 | 908,000 |
| Equity capital | 5,773,000 | 5,794,000 | 5,828,000 | 5,863,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 547,000 | 1,106,000 | 1,678,000 | 2,256,000 |
| Interest expense | 103,000 | 195,000 | 283,000 | 372,000 |
| Net interest income | 444,000 | 911,000 | 1,395,000 | 1,884,000 |
| Noninterest income | 48,000 | 81,000 | 195,000 | 225,000 |
| Noninterest expense | 432,000 | 878,000 | 1,357,000 | 1,803,000 |
| Provision for loan losses | 36,000 | 54,000 | 120,000 | 138,000 |
| Pretax income | 24,000 | 60,000 | 113,000 | 168,000 |
| Income tax | 9,000 | 24,000 | 43,000 | 63,000 |
| Net income | 15,000 | 36,000 | 70,000 | 105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,773,000 | 5,794,000 | 5,828,000 | 5,863,000 |
| Total capital | 6,084,000 | 6,106,000 | 6,148,000 | 6,190,000 |
| Risk-weighted assets | 24,714,000 | 24,836,000 | 25,389,000 | 26,021,000 |