Call reports 2014
CONNECT COMMUNITY BANK — 2014
What CONNECT COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 52,456,000 | 51,965,000 | 52,934,000 | 53,014,000 |
| Total loans | 41,934,000 | 41,885,000 | 42,668,000 | 42,857,000 |
| Allowance for loan losses | 426,000 | 444,000 | 432,000 | 432,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,102,000 | 5,842,000 | 5,589,000 | 5,346,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,025,000 | 45,680,000 | 46,562,000 | 46,772,000 |
| Interest-bearing deposits | 45,200,000 | 44,975,000 | 45,527,000 | 45,964,000 |
| Noninterest-bearing deposits | 824,000 | 705,000 | 1,035,000 | 808,000 |
| Equity capital | 5,696,000 | 5,715,000 | 5,740,000 | 5,757,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 567,000 | 1,122,000 | 1,694,000 | 2,256,000 |
| Interest expense | 110,000 | 221,000 | 332,000 | 441,000 |
| Net interest income | 457,000 | 901,000 | 1,362,000 | 1,815,000 |
| Noninterest income | 29,000 | 87,000 | 117,000 | 148,000 |
| Noninterest expense | 440,000 | 885,000 | 1,319,000 | 1,757,000 |
| Provision for loan losses | 18,000 | 65,000 | 83,000 | 101,000 |
| Pretax income | 28,000 | 38,000 | 77,000 | 105,000 |
| Income tax | 11,000 | 2,000 | 16,000 | 26,000 |
| Net income | 17,000 | 36,000 | 61,000 | 79,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,696,000 | 5,715,000 | 5,740,000 | 5,757,000 |
| Total capital | 6,010,000 | 6,028,000 | 6,055,000 | 6,072,000 |
| Risk-weighted assets | 25,008,000 | 24,864,000 | 25,107,000 | 25,061,000 |