Call reports 2013
CONNECT COMMUNITY BANK — 2013
What CONNECT COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 53,818,000 | 53,055,000 | 52,217,000 | 51,632,000 |
| Total loans | 41,452,000 | 40,647,000 | 41,611,000 | 41,527,000 |
| Allowance for loan losses | 509,000 | 431,000 | 449,000 | 484,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,485,000 | 7,040,000 | 6,594,000 | 6,340,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,958,000 | 46,468,000 | 45,510,000 | 45,455,000 |
| Interest-bearing deposits | 46,169,000 | 45,823,000 | 44,635,000 | 44,727,000 |
| Noninterest-bearing deposits | 789,000 | 645,000 | 875,000 | 729,000 |
| Equity capital | 5,596,000 | 5,633,000 | 5,662,000 | 5,679,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 628,000 | 1,239,000 | 1,839,000 | 2,407,000 |
| Interest expense | 134,000 | 254,000 | 374,000 | 490,000 |
| Net interest income | 494,000 | 985,000 | 1,465,000 | 1,917,000 |
| Noninterest income | 38,000 | 64,000 | 94,000 | 200,000 |
| Noninterest expense | 474,000 | 866,000 | 1,314,000 | 1,750,000 |
| Provision for loan losses | 24,000 | 107,000 | 125,000 | 219,000 |
| Pretax income | 34,000 | 76,000 | 120,000 | 148,000 |
| Income tax | 13,000 | 17,000 | 33,000 | 44,000 |
| Net income | 21,000 | 59,000 | 87,000 | 104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,596,000 | 5,633,000 | 5,662,000 | 5,679,000 |
| Total capital | 5,915,000 | 5,942,000 | 5,976,000 | 5,992,000 |
| Risk-weighted assets | 25,295,000 | 24,594,000 | 24,979,000 | 24,840,000 |