Call reports 2012
CONNECT COMMUNITY BANK — 2012
What CONNECT COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 56,605,000 | 55,867,000 | 55,627,000 | 55,025,000 |
| Total loans | 43,794,000 | 43,329,000 | 42,780,000 | 41,995,000 |
| Allowance for loan losses | 620,000 | 647,000 | 581,000 | 524,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,497,000 | 6,000,000 | 5,406,000 | 6,028,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,134,000 | 48,545,000 | 48,021,000 | 47,877,000 |
| Interest-bearing deposits | 48,712,000 | 48,280,000 | 47,602,000 | 47,593,000 |
| Noninterest-bearing deposits | 422,000 | 265,000 | 419,000 | 284,000 |
| Equity capital | 5,493,000 | 5,530,000 | 5,555,000 | 5,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 711,000 | 1,394,000 | 2,057,000 | 2,704,000 |
| Interest expense | 165,000 | 322,000 | 473,000 | 620,000 |
| Net interest income | 546,000 | 1,072,000 | 1,584,000 | 2,084,000 |
| Noninterest income | 26,000 | 56,000 | 85,000 | 124,000 |
| Noninterest expense | 475,000 | 943,000 | 1,424,000 | 1,912,000 |
| Provision for loan losses | 27,000 | 54,000 | 72,000 | 90,000 |
| Pretax income | 70,000 | 131,000 | 173,000 | 206,000 |
| Income tax | 25,000 | 48,000 | 65,000 | 78,000 |
| Net income | 45,000 | 83,000 | 108,000 | 128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,493,000 | 5,530,000 | 5,555,000 | 5,575,000 |
| Total capital | 5,831,000 | 5,864,000 | 5,885,000 | 5,903,000 |
| Risk-weighted assets | 26,858,000 | 26,434,000 | 26,178,000 | 25,854,000 |