Call reports 2002
FIRST COMMUNITY INDUSTRIAL BANK — 2002
What FIRST COMMUNITY INDUSTRIAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Total assets | 412,951,000 | 403,423,000 | 372,671,000 |
| Total loans | 359,036,000 | 357,951,000 | 346,204,000 |
| Allowance for loan losses | 3,172,000 | 3,172,000 | 4,172,000 |
| Securities available for sale | 29,054,000 | 29,878,000 | 12,781,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 242,054,000 | 229,013,000 | 240,528,000 |
| Interest-bearing deposits | 241,999,000 | 228,951,000 | 240,457,000 |
| Noninterest-bearing deposits | 55,000 | 62,000 | 71,000 |
| Equity capital | 65,147,000 | 67,114,000 | 30,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Interest income | 8,682,000 | 17,136,000 | 25,566,000 |
| Interest expense | 3,966,000 | 7,520,000 | 11,084,000 |
| Net interest income | 4,716,000 | 9,616,000 | 14,482,000 |
| Noninterest income | 13,000 | 26,000 | 38,000 |
| Noninterest expense | 1,838,000 | 3,566,000 | 5,291,000 |
| Provision for loan losses | 346,000 | 604,000 | 1,770,000 |
| Pretax income | 2,545,000 | 5,472,000 | 7,459,000 |
| Income tax | 973,000 | 2,134,000 | 3,042,000 |
| Net income | 1,572,000 | 3,338,000 | 4,417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Tier 1 capital | 64,794,000 | 66,560,000 | 30,139,000 |
| Total capital | 67,966,000 | 69,732,000 | 33,456,000 |
| Risk-weighted assets | 283,842,000 | 283,192,000 | 264,530,000 |