Call reports 2001
FIRST COMMUNITY INDUSTRIAL BANK — 2001
What FIRST COMMUNITY INDUSTRIAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 424,339,000 | 417,620,000 | 420,170,000 | 418,988,000 |
| Total loans | 375,430,000 | 372,745,000 | 372,331,000 | 368,949,000 |
| Allowance for loan losses | 3,172,000 | 3,172,000 | 3,172,000 | 3,172,000 |
| Securities available for sale | 24,845,000 | 26,016,000 | 27,410,000 | 28,749,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,814,000 | 223,884,000 | 232,255,000 | 237,273,000 |
| Interest-bearing deposits | 202,738,000 | 223,791,000 | 232,158,000 | 237,220,000 |
| Noninterest-bearing deposits | 76,000 | 93,000 | 97,000 | 53,000 |
| Equity capital | 71,909,000 | 67,720,000 | 69,712,000 | 63,745,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 10,542,000 | 20,842,000 | 30,720,000 | 40,285,000 |
| Interest expense | 5,396,000 | 10,393,000 | 15,035,000 | 19,396,000 |
| Net interest income | 5,146,000 | 10,449,000 | 15,685,000 | 20,889,000 |
| Noninterest income | 14,000 | 50,000 | 65,000 | 96,000 |
| Noninterest expense | 1,989,000 | 4,031,000 | 5,987,000 | 7,934,000 |
| Provision for loan losses | 252,000 | 541,000 | 836,000 | 1,124,000 |
| Pretax income | 2,919,000 | 5,927,000 | 8,927,000 | 11,927,000 |
| Income tax | 1,116,000 | 2,267,000 | 3,414,000 | 4,562,000 |
| Net income | 1,803,000 | 3,660,000 | 5,513,000 | 7,365,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,603,000 | 67,461,000 | 69,313,000 | 63,222,000 |
| Total capital | 74,775,000 | 70,633,000 | 72,485,000 | 66,394,000 |
| Risk-weighted assets | 307,038,000 | 279,917,000 | 298,860,000 | 293,647,000 |