Call reports 2025
FIDELITY BANK, THE — 2025
What FIDELITY BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 4,154,826,000 | 4,263,695,000 | 4,482,150,000 | 4,393,903,000 |
| Total loans | 2,678,267,000 | 2,763,644,000 | 2,803,193,000 | 2,849,342,000 |
| Allowance for loan losses | 33,067,000 | 33,470,000 | 34,281,000 | 36,504,000 |
| Securities available for sale | 1,036,687,000 | 1,026,375,000 | 1,017,869,000 | 968,970,000 |
| Securities held to maturity | 19,191,000 | 18,329,000 | 67,981,000 | 106,795,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,787,781,000 | 3,870,651,000 | 4,058,557,000 | 3,939,912,000 |
| Interest-bearing deposits | 2,141,773,000 | 2,203,155,000 | 2,240,017,000 | 2,260,142,000 |
| Noninterest-bearing deposits | 1,646,008,000 | 1,667,496,000 | 1,818,540,000 | 1,679,770,000 |
| Equity capital | 348,591,000 | 374,075,000 | 403,386,000 | 433,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 47,280,000 | 96,454,000 | 148,493,000 | 201,500,000 |
| Interest expense | 9,662,000 | 19,343,000 | 29,475,000 | 39,415,000 |
| Net interest income | 37,618,000 | 77,111,000 | 119,018,000 | 162,085,000 |
| Noninterest income | 8,469,000 | 17,320,000 | 27,601,000 | 37,997,000 |
| Noninterest expense | 23,918,000 | 48,635,000 | 74,078,000 | 99,215,000 |
| Provision for loan losses | 924,000 | 1,801,000 | 2,515,000 | 5,191,000 |
| Pretax income | 21,019,000 | 43,756,000 | 69,651,000 | 93,774,000 |
| Income tax | 4,825,000 | 10,045,000 | 15,991,000 | 19,774,000 |
| Net income | 16,194,000 | 33,711,000 | 53,660,000 | 74,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 441,184,000 | 457,952,000 | 476,956,000 | 496,386,000 |
| Total capital | 478,763,000 | 495,947,000 | 515,898,000 | 535,610,000 |
| Risk-weighted assets | 3,006,937,000 | 3,092,700,000 | 3,125,214,000 | 3,136,487,000 |
Machine access — free, no API key
Every figure shown here about FIDELITY BANK, THE — 2025 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.