Call reports 2024
FIDELITY BANK, THE — 2024
What FIDELITY BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 3,806,726,000 | 3,863,062,000 | 4,014,916,000 | 3,987,905,000 |
| Total loans | 2,503,929,000 | 2,528,413,000 | 2,582,344,000 | 2,640,470,000 |
| Allowance for loan losses | 32,355,000 | 33,061,000 | 33,009,000 | 32,034,000 |
| Securities available for sale | 1,090,591,000 | 1,068,700,000 | 1,089,087,000 | 1,034,184,000 |
| Securities held to maturity | 23,487,000 | 22,198,000 | 21,075,000 | 20,101,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,515,013,000 | 3,568,211,000 | 3,670,073,000 | 3,652,708,000 |
| Interest-bearing deposits | 1,936,830,000 | 1,979,732,000 | 2,043,897,000 | 2,096,412,000 |
| Noninterest-bearing deposits | 1,578,183,000 | 1,588,479,000 | 1,626,176,000 | 1,556,296,000 |
| Equity capital | 264,766,000 | 277,798,000 | 326,591,000 | 315,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 41,226,000 | 84,025,000 | 129,098,000 | 176,292,000 |
| Interest expense | 7,716,000 | 15,785,000 | 24,898,000 | 34,871,000 |
| Net interest income | 33,510,000 | 68,240,000 | 104,200,000 | 141,421,000 |
| Noninterest income | 8,086,000 | 16,415,000 | 25,483,000 | 33,979,000 |
| Noninterest expense | 22,952,000 | 46,365,000 | 69,779,000 | 92,934,000 |
| Provision for loan losses | 830,000 | 332,000 | 300,000 | 1,322,000 |
| Pretax income | 17,814,000 | 37,866,000 | 59,480,000 | 80,693,000 |
| Income tax | 4,084,000 | 8,682,000 | 13,640,000 | 18,379,000 |
| Net income | 13,730,000 | 29,184,000 | 45,840,000 | 62,314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 379,844,000 | 394,443,000 | 410,193,000 | 425,824,000 |
| Total capital | 415,769,000 | 430,618,000 | 446,873,000 | 462,144,000 |
| Risk-weighted assets | 2,873,528,000 | 2,893,250,000 | 2,934,123,000 | 2,983,238,000 |