Call reports 2023
FIDELITY BANK, THE — 2023
What FIDELITY BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 3,745,066,000 | 3,747,806,000 | 3,762,682,000 | 3,801,223,000 |
| Total loans | 2,178,399,000 | 2,273,873,000 | 2,360,808,000 | 2,450,410,000 |
| Allowance for loan losses | 29,488,000 | 30,528,000 | 30,996,000 | 31,592,000 |
| Securities available for sale | 1,256,393,000 | 1,216,147,000 | 1,140,026,000 | 1,120,373,000 |
| Securities held to maturity | 29,552,000 | 27,819,000 | 26,231,000 | 24,811,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,513,829,000 | 3,473,174,000 | 3,475,952,000 | 3,430,774,000 |
| Interest-bearing deposits | 1,848,081,000 | 1,856,406,000 | 1,897,244,000 | 1,893,916,000 |
| Noninterest-bearing deposits | 1,665,748,000 | 1,616,768,000 | 1,578,708,000 | 1,536,858,000 |
| Equity capital | 212,720,000 | 212,576,000 | 194,127,000 | 261,319,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 34,967,000 | 71,501,000 | 110,471,000 | 150,998,000 |
| Interest expense | 1,014,000 | 3,986,000 | 8,796,000 | 15,474,000 |
| Net interest income | 33,953,000 | 67,515,000 | 101,675,000 | 135,524,000 |
| Noninterest income | 7,111,000 | 14,453,000 | 21,907,000 | 29,821,000 |
| Noninterest expense | 20,346,000 | 41,582,000 | 62,787,000 | 82,994,000 |
| Provision for loan losses | 1,267,000 | 2,263,000 | 2,759,000 | 4,968,000 |
| Pretax income | 19,476,000 | 38,148,000 | 58,061,000 | 75,694,000 |
| Income tax | 4,446,000 | 8,707,000 | 13,253,000 | 17,269,000 |
| Net income | 15,030,000 | 29,441,000 | 44,808,000 | 58,425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 325,876,000 | 339,597,000 | 354,235,000 | 367,046,000 |
| Total capital | 357,752,000 | 372,980,000 | 388,729,000 | 402,422,000 |
| Risk-weighted assets | 2,547,964,000 | 2,668,894,000 | 2,758,389,000 | 2,830,067,000 |