Call reports 2022
FIDELITY BANK, THE — 2022
What FIDELITY BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 3,737,624,000 | 3,804,671,000 | 3,787,790,000 | 3,729,898,000 |
| Total loans | 1,795,519,000 | 1,870,495,000 | 1,969,901,000 | 2,092,436,000 |
| Allowance for loan losses | 26,229,000 | 27,744,000 | 30,018,000 | 31,670,000 |
| Securities available for sale | 1,223,633,000 | 1,325,177,000 | 1,318,954,000 | 1,311,420,000 |
| Securities held to maturity | 39,363,000 | 36,079,000 | 33,516,000 | 31,406,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,495,259,000 | 3,593,001,000 | 3,623,196,000 | 3,538,440,000 |
| Interest-bearing deposits | 1,837,306,000 | 1,883,884,000 | 1,934,351,000 | 1,896,511,000 |
| Noninterest-bearing deposits | 1,657,953,000 | 1,709,117,000 | 1,688,846,000 | 1,641,929,000 |
| Equity capital | 231,212,000 | 201,539,000 | 153,032,000 | 179,657,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 24,270,000 | 50,821,000 | 81,749,000 | 116,578,000 |
| Interest expense | 326,000 | 666,000 | 1,026,000 | 1,459,000 |
| Net interest income | 23,944,000 | 50,155,000 | 80,723,000 | 115,119,000 |
| Noninterest income | 8,391,000 | 16,062,000 | 23,157,000 | 29,830,000 |
| Noninterest expense | 19,096,000 | 38,130,000 | 57,273,000 | 75,319,000 |
| Provision for loan losses | 196,000 | 1,623,000 | 3,831,000 | 5,415,000 |
| Pretax income | 13,043,000 | 26,464,000 | 42,776,000 | 64,215,000 |
| Income tax | 2,972,000 | 6,037,000 | 9,764,000 | 15,657,000 |
| Net income | 10,071,000 | 20,427,000 | 33,012,000 | 48,558,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 275,669,000 | 285,488,000 | 297,096,000 | 312,100,000 |
| Total capital | 302,048,000 | 313,382,000 | 327,082,000 | 343,455,000 |
| Risk-weighted assets | 2,161,321,000 | 2,269,152,000 | 2,398,670,000 | 2,507,920,000 |