Call reports 2021
FIDELITY BANK, THE — 2021
What FIDELITY BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 3,125,641,000 | 3,243,537,000 | 3,412,480,000 | 3,564,427,000 |
| Total loans | 1,731,114,000 | 1,700,612,000 | 1,740,791,000 | 1,767,035,000 |
| Allowance for loan losses | 23,111,000 | 23,761,000 | 24,873,000 | 25,918,000 |
| Securities available for sale | 755,382,000 | 848,192,000 | 886,216,000 | 1,068,429,000 |
| Securities held to maturity | 64,504,000 | 53,290,000 | 47,964,000 | 42,929,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,850,769,000 | 2,964,257,000 | 3,131,071,000 | 3,271,269,000 |
| Interest-bearing deposits | 1,544,624,000 | 1,590,801,000 | 1,690,290,000 | 1,744,925,000 |
| Noninterest-bearing deposits | 1,306,145,000 | 1,373,456,000 | 1,440,781,000 | 1,526,343,000 |
| Equity capital | 262,239,000 | 267,982,000 | 271,520,000 | 283,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 22,475,000 | 45,942,000 | 70,244,000 | 95,255,000 |
| Interest expense | 310,000 | 617,000 | 932,000 | 1,255,000 |
| Net interest income | 22,165,000 | 45,325,000 | 69,312,000 | 94,000,000 |
| Noninterest income | 7,287,000 | 15,487,000 | 23,399,000 | 31,796,000 |
| Noninterest expense | 15,972,000 | 33,082,000 | 51,520,000 | 69,789,000 |
| Provision for loan losses | 567,000 | 1,017,000 | 1,935,000 | 3,045,000 |
| Pretax income | 12,913,000 | 26,713,000 | 39,827,000 | 53,533,000 |
| Income tax | 2,944,000 | 6,092,000 | 9,082,000 | 11,532,000 |
| Net income | 9,969,000 | 20,621,000 | 30,745,000 | 42,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 245,691,000 | 245,812,000 | 255,404,000 | 266,129,000 |
| Total capital | 267,312,000 | 268,285,000 | 279,486,000 | 291,756,000 |
| Risk-weighted assets | 1,728,004,000 | 1,796,431,000 | 1,925,659,000 | 2,049,708,000 |