Call reports 2020
FIDELITY BANK, THE — 2020
What FIDELITY BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,150,471,000 | 2,639,399,000 | 2,719,029,000 | 2,830,716,000 |
| Total loans | 1,286,651,000 | 1,605,122,000 | 1,667,584,000 | 1,586,307,000 |
| Allowance for loan losses | 18,658,000 | 19,675,000 | 20,712,000 | 22,010,000 |
| Securities available for sale | 464,000,000 | 455,200,000 | 453,774,000 | 512,909,000 |
| Securities held to maturity | 128,908,000 | 107,117,000 | 103,759,000 | 86,267,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,899,639,000 | 2,378,538,000 | 2,451,874,000 | 2,553,430,000 |
| Interest-bearing deposits | 1,142,749,000 | 1,301,723,000 | 1,349,205,000 | 1,416,095,000 |
| Noninterest-bearing deposits | 756,889,000 | 1,076,814,000 | 1,102,669,000 | 1,137,335,000 |
| Equity capital | 237,739,000 | 245,299,000 | 252,181,000 | 263,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 18,667,000 | 37,630,000 | 57,554,000 | 81,539,000 |
| Interest expense | 737,000 | 1,220,000 | 1,574,000 | 1,906,000 |
| Net interest income | 17,930,000 | 36,410,000 | 55,980,000 | 79,633,000 |
| Noninterest income | 5,729,000 | 11,719,000 | 19,380,000 | 27,162,000 |
| Noninterest expense | 14,639,000 | 29,610,000 | 45,258,000 | 61,990,000 |
| Provision for loan losses | 888,000 | 1,739,000 | 2,439,000 | 4,140,000 |
| Pretax income | 8,132,000 | 16,780,000 | 27,663,000 | 40,665,000 |
| Income tax | 1,892,000 | 3,910,000 | 6,449,000 | 8,662,000 |
| Net income | 6,240,000 | 12,870,000 | 21,214,000 | 32,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 211,539,000 | 217,775,000 | 225,723,000 | 236,117,000 |
| Total capital | 230,202,000 | 236,390,000 | 244,983,000 | 256,406,000 |
| Risk-weighted assets | 1,492,909,000 | 1,488,026,000 | 1,539,224,000 | 1,621,236,000 |