Call reports 2016
FIDELITY BANK, THE — 2016
What FIDELITY BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,752,564,000 | 1,778,264,000 | 1,808,293,000 | 1,828,990,000 |
| Total loans | 903,217,000 | 931,656,000 | 954,260,000 | 987,538,000 |
| Allowance for loan losses | 15,052,000 | 15,236,000 | 15,505,000 | 15,940,000 |
| Securities available for sale | 4,215,000 | 53,962,000 | 88,181,000 | 123,616,000 |
| Securities held to maturity | 359,409,000 | 339,521,000 | 351,271,000 | 360,608,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,553,886,000 | 1,578,798,000 | 1,608,024,000 | 1,631,717,000 |
| Interest-bearing deposits | 1,018,724,000 | 1,027,463,000 | 1,037,790,000 | 1,045,478,000 |
| Noninterest-bearing deposits | 535,162,000 | 551,336,000 | 570,234,000 | 586,238,000 |
| Equity capital | 181,546,000 | 183,174,000 | 185,146,000 | 185,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 12,244,000 | 24,956,000 | 37,996,000 | 51,495,000 |
| Interest expense | 376,000 | 732,000 | 1,072,000 | 1,400,000 |
| Net interest income | 11,868,000 | 24,224,000 | 36,924,000 | 50,095,000 |
| Noninterest income | 3,648,000 | 7,749,000 | 11,896,000 | 16,226,000 |
| Noninterest expense | 12,154,000 | 24,380,000 | 36,791,000 | 48,654,000 |
| Provision for loan losses | 254,000 | 1,039,000 | 1,216,000 | 1,760,000 |
| Pretax income | 3,108,000 | 6,554,000 | 10,813,000 | 15,907,000 |
| Income tax | 1,123,000 | 2,375,000 | 3,824,000 | 5,578,000 |
| Net income | 1,985,000 | 4,179,000 | 6,989,000 | 10,329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 166,058,000 | 167,239,000 | 169,214,000 | 171,725,000 |
| Total capital | 179,789,000 | 181,455,000 | 183,761,000 | 186,611,000 |
| Risk-weighted assets | 1,096,977,000 | 1,136,092,000 | 1,162,679,000 | 1,189,709,000 |