Call reports 2015
FIDELITY BANK, THE — 2015
What FIDELITY BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,659,788,000 | 1,680,673,000 | 1,676,689,000 | 1,734,062,000 |
| Total loans | 847,115,000 | 857,052,000 | 879,929,000 | 899,077,000 |
| Allowance for loan losses | 14,453,000 | 14,394,000 | 14,583,000 | 14,869,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 316,249,000 | 328,798,000 | 301,748,000 | 335,932,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,468,127,000 | 1,488,549,000 | 1,482,480,000 | 1,538,422,000 |
| Interest-bearing deposits | 994,087,000 | 991,293,000 | 985,626,000 | 1,025,292,000 |
| Noninterest-bearing deposits | 474,040,000 | 497,256,000 | 496,855,000 | 513,130,000 |
| Equity capital | 175,060,000 | 176,095,000 | 177,746,000 | 180,387,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 11,716,000 | 23,271,000 | 35,103,000 | 47,407,000 |
| Interest expense | 459,000 | 895,000 | 1,315,000 | 1,731,000 |
| Net interest income | 11,257,000 | 22,376,000 | 33,788,000 | 45,676,000 |
| Noninterest income | 3,837,000 | 7,654,000 | 11,945,000 | 15,634,000 |
| Noninterest expense | 11,895,000 | 23,914,000 | 35,648,000 | 48,021,000 |
| Provision for loan losses | -311,000 | -444,000 | -26,000 | -448,000 |
| Pretax income | 3,510,000 | 6,560,000 | 10,111,000 | 13,737,000 |
| Income tax | 1,352,000 | 2,526,000 | 3,581,000 | 4,936,000 |
| Net income | 2,158,000 | 4,034,000 | 6,530,000 | 8,801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 161,326,000 | 162,361,000 | 164,012,000 | 164,972,000 |
| Total capital | 174,161,000 | 174,956,000 | 176,957,000 | 178,395,000 |
| Risk-weighted assets | 1,025,026,000 | 1,005,639,000 | 1,033,790,000 | 1,072,234,000 |