Call reports 2014
FIDELITY BANK, THE — 2014
What FIDELITY BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,633,759,000 | 1,667,805,000 | 1,652,956,000 | 1,636,889,000 |
| Total loans | 854,471,000 | 855,750,000 | 851,343,000 | 860,365,000 |
| Allowance for loan losses | 14,467,000 | 14,280,000 | 14,467,000 | 14,709,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 203,545,000 | 256,672,000 | 264,159,000 | 320,515,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,444,504,000 | 1,477,797,000 | 1,462,146,000 | 1,447,897,000 |
| Interest-bearing deposits | 948,674,000 | 1,010,882,000 | 1,002,861,000 | 986,747,000 |
| Noninterest-bearing deposits | 495,831,000 | 466,915,000 | 459,285,000 | 461,150,000 |
| Equity capital | 173,563,000 | 174,296,000 | 175,719,000 | 173,742,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 11,440,000 | 23,093,000 | 35,049,000 | 46,721,000 |
| Interest expense | 560,000 | 1,096,000 | 1,619,000 | 2,119,000 |
| Net interest income | 10,880,000 | 21,997,000 | 33,430,000 | 44,602,000 |
| Noninterest income | 3,189,000 | 6,581,000 | 10,753,000 | 14,576,000 |
| Noninterest expense | 11,705,000 | 23,523,000 | 35,676,000 | 47,008,000 |
| Provision for loan losses | 647,000 | 780,000 | 780,000 | 1,390,000 |
| Pretax income | 1,717,000 | 4,275,000 | 7,727,000 | 10,780,000 |
| Income tax | 661,000 | 1,646,000 | 2,835,000 | 3,705,000 |
| Net income | 1,056,000 | 2,629,000 | 4,892,000 | 7,075,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 156,346,000 | 157,079,000 | 158,502,000 | 160,008,000 |
| Total capital | 168,624,000 | 169,491,000 | 170,828,000 | 172,600,000 |
| Risk-weighted assets | 979,938,000 | 990,910,000 | 983,804,000 | 1,005,075,000 |