Call reports 2013
FIDELITY BANK, THE — 2013
What FIDELITY BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,901,481,000 | 1,585,857,000 | 1,600,499,000 | 1,588,108,000 |
| Total loans | 782,391,000 | 830,173,000 | 852,474,000 | 860,922,000 |
| Allowance for loan losses | 12,565,000 | 13,062,000 | 13,713,000 | 13,927,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 132,959,000 | 162,771,000 | 171,042,000 | 183,829,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,718,873,000 | 1,399,503,000 | 1,411,631,000 | 1,399,161,000 |
| Interest-bearing deposits | 975,606,000 | 964,897,000 | 938,868,000 | 938,444,000 |
| Noninterest-bearing deposits | 743,268,000 | 434,606,000 | 472,763,000 | 460,717,000 |
| Equity capital | 166,894,000 | 167,232,000 | 167,708,000 | 173,347,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 11,330,000 | 22,859,000 | 34,587,000 | 46,269,000 |
| Interest expense | 856,000 | 1,579,000 | 2,261,000 | 2,890,000 |
| Net interest income | 10,474,000 | 21,280,000 | 32,326,000 | 43,379,000 |
| Noninterest income | 2,992,000 | 6,466,000 | 10,408,000 | 13,627,000 |
| Noninterest expense | 11,526,000 | 23,363,000 | 35,230,000 | 46,317,000 |
| Provision for loan losses | 476,000 | 976,000 | 1,957,000 | 2,791,000 |
| Pretax income | 1,464,000 | 3,407,000 | 5,547,000 | 7,898,000 |
| Income tax | 564,000 | 1,312,000 | 2,136,000 | 2,726,000 |
| Net income | 900,000 | 2,095,000 | 3,411,000 | 5,172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 154,350,000 | 154,733,000 | 155,209,000 | 156,130,000 |
| Total capital | 165,417,000 | 166,570,000 | 167,385,000 | 168,482,000 |
| Risk-weighted assets | 883,680,000 | 945,562,000 | 972,400,000 | 986,449,000 |