Call reports 2012
FIDELITY BANK, THE — 2012
What FIDELITY BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,460,161,000 | 1,465,037,000 | 1,496,847,000 | 1,847,815,000 |
| Total loans | 793,497,000 | 784,014,000 | 792,072,000 | 787,756,000 |
| Allowance for loan losses | 14,866,000 | 14,572,000 | 14,284,000 | 14,006,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 132,616,000 | 137,623,000 | 120,228,000 | 115,314,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,268,323,000 | 1,272,437,000 | 1,299,020,000 | 1,662,921,000 |
| Interest-bearing deposits | 923,662,000 | 912,245,000 | 930,974,000 | 942,739,000 |
| Noninterest-bearing deposits | 344,661,000 | 360,192,000 | 368,046,000 | 720,182,000 |
| Equity capital | 166,271,000 | 166,894,000 | 167,499,000 | 166,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 12,404,000 | 24,397,000 | 36,252,000 | 48,106,000 |
| Interest expense | 1,624,000 | 3,146,000 | 4,413,000 | 5,378,000 |
| Net interest income | 10,780,000 | 21,251,000 | 31,839,000 | 42,728,000 |
| Noninterest income | 3,476,000 | 6,996,000 | 10,545,000 | 13,946,000 |
| Noninterest expense | 11,749,000 | 23,157,000 | 34,868,000 | 47,106,000 |
| Provision for loan losses | -331,000 | -138,000 | -88,000 | 100,000 |
| Pretax income | 2,838,000 | 5,228,000 | 7,604,000 | 9,468,000 |
| Income tax | 1,093,000 | 2,013,000 | 2,928,000 | 3,405,000 |
| Net income | 1,745,000 | 3,215,000 | 4,676,000 | 6,063,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 152,314,000 | 152,987,000 | 153,637,000 | 154,228,000 |
| Total capital | 163,280,000 | 163,873,000 | 164,584,000 | 165,217,000 |
| Risk-weighted assets | 873,234,000 | 867,012,000 | 872,306,000 | 875,960,000 |