Call reports 2011
FIDELITY BANK, THE — 2011
What FIDELITY BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,377,930,000 | 1,402,242,000 | 1,418,728,000 | 1,422,449,000 |
| Total loans | 810,736,000 | 835,676,000 | 831,274,000 | 820,068,000 |
| Allowance for loan losses | 15,158,000 | 15,492,000 | 16,208,000 | 15,677,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 133,756,000 | 107,713,000 | 95,587,000 | 105,570,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,188,314,000 | 1,210,540,000 | 1,227,465,000 | 1,234,074,000 |
| Interest-bearing deposits | 902,531,000 | 908,945,000 | 916,682,000 | 911,164,000 |
| Noninterest-bearing deposits | 285,784,000 | 301,595,000 | 310,784,000 | 322,910,000 |
| Equity capital | 165,147,000 | 165,294,000 | 165,727,000 | 165,366,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 12,822,000 | 25,743,000 | 38,770,000 | 51,607,000 |
| Interest expense | 2,052,000 | 4,045,000 | 5,982,000 | 7,722,000 |
| Net interest income | 10,770,000 | 21,698,000 | 32,788,000 | 43,885,000 |
| Noninterest income | 3,095,000 | 6,315,000 | 9,693,000 | 13,138,000 |
| Noninterest expense | 11,361,000 | 22,671,000 | 33,522,000 | 44,894,000 |
| Provision for loan losses | 637,000 | 1,857,000 | 3,519,000 | 3,957,000 |
| Pretax income | 1,867,000 | 3,486,000 | 5,441,000 | 8,173,000 |
| Income tax | 719,000 | 1,342,000 | 2,018,000 | 2,899,000 |
| Net income | 1,148,000 | 2,144,000 | 3,423,000 | 5,274,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 149,614,000 | 149,816,000 | 150,299,000 | 151,359,000 |
| Total capital | 160,793,000 | 161,273,000 | 161,692,000 | 162,610,000 |
| Risk-weighted assets | 890,189,000 | 912,362,000 | 906,501,000 | 895,491,000 |