Call reports 2010
FIDELITY BANK, THE — 2010
What FIDELITY BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,367,472,000 | 1,372,190,000 | 1,373,971,000 | 1,355,993,000 |
| Total loans | 862,973,000 | 849,478,000 | 828,942,000 | 818,524,000 |
| Allowance for loan losses | 15,230,000 | 14,959,000 | 13,684,000 | 14,621,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 179,722,000 | 178,997,000 | 173,958,000 | 138,921,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,182,767,000 | 1,185,478,000 | 1,183,254,000 | 1,167,287,000 |
| Interest-bearing deposits | 921,311,000 | 922,578,000 | 919,334,000 | 898,876,000 |
| Noninterest-bearing deposits | 261,457,000 | 262,901,000 | 263,920,000 | 268,411,000 |
| Equity capital | 161,337,000 | 162,665,000 | 163,813,000 | 164,837,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 13,920,000 | 27,894,000 | 41,775,000 | 55,027,000 |
| Interest expense | 2,785,000 | 5,350,000 | 7,803,000 | 10,079,000 |
| Net interest income | 11,135,000 | 22,544,000 | 33,972,000 | 44,948,000 |
| Noninterest income | 3,239,000 | 6,319,000 | 9,865,000 | 13,463,000 |
| Noninterest expense | 11,112,000 | 22,061,000 | 33,253,000 | 43,938,000 |
| Provision for loan losses | 605,000 | 605,000 | 1,138,000 | 3,189,000 |
| Pretax income | 2,657,000 | 6,197,000 | 9,446,000 | 11,284,000 |
| Income tax | 1,023,000 | 2,386,000 | 3,637,000 | 4,075,000 |
| Net income | 1,634,000 | 3,811,000 | 5,809,000 | 7,209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 145,839,000 | 147,281,000 | 148,535,000 | 149,198,000 |
| Total capital | 157,645,000 | 158,912,000 | 159,922,000 | 160,400,000 |
| Risk-weighted assets | 940,875,000 | 926,996,000 | 908,505,000 | 892,559,000 |