Call reports 2009
FIDELITY BANK, THE — 2009
What FIDELITY BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,408,372,000 | 1,421,340,000 | 1,380,927,000 | 1,363,193,000 |
| Total loans | 956,159,000 | 919,840,000 | 907,475,000 | 886,800,000 |
| Allowance for loan losses | 17,383,000 | 16,620,000 | 15,807,000 | 14,966,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 231,603,000 | 284,946,000 | 223,395,000 | 188,363,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,220,588,000 | 1,226,058,000 | 1,191,837,000 | 1,177,973,000 |
| Interest-bearing deposits | 972,243,000 | 971,426,000 | 939,593,000 | 920,147,000 |
| Noninterest-bearing deposits | 248,344,000 | 254,631,000 | 252,244,000 | 257,827,000 |
| Equity capital | 158,136,000 | 158,696,000 | 159,760,000 | 160,541,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 14,979,000 | 29,661,000 | 44,279,000 | 58,763,000 |
| Interest expense | 4,620,000 | 8,850,000 | 12,694,000 | 16,017,000 |
| Net interest income | 10,359,000 | 20,811,000 | 31,585,000 | 42,746,000 |
| Noninterest income | 3,037,000 | 6,331,000 | 9,764,000 | 12,695,000 |
| Noninterest expense | 10,923,000 | 22,095,000 | 33,558,000 | 44,892,000 |
| Provision for loan losses | 100,000 | 400,000 | 600,000 | 1,950,000 |
| Pretax income | 2,373,000 | 4,647,000 | 7,191,000 | 8,599,000 |
| Income tax | 902,000 | 1,773,000 | 2,403,000 | 2,860,000 |
| Net income | 1,471,000 | 2,874,000 | 4,788,000 | 5,739,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 142,844,000 | 143,526,000 | 144,705,000 | 144,928,000 |
| Total capital | 155,814,000 | 156,219,000 | 157,234,000 | 157,115,000 |
| Risk-weighted assets | 1,033,024,000 | 1,011,338,000 | 998,918,000 | 972,009,000 |