Call reports 2008
FIDELITY BANK, THE — 2008
What FIDELITY BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 1,476,620,000 | 1,458,670,000 | 1,442,497,000 | 1,389,955,000 |
| Total loans | 1,004,399,000 | 1,007,148,000 | 999,492,000 | 984,366,000 |
| Allowance for loan losses | 18,401,000 | 18,086,000 | 18,068,000 | 18,263,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 195,847,000 | 206,743,000 | 219,851,000 | 206,278,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,275,886,000 | 1,256,925,000 | 1,240,924,000 | 1,201,282,000 |
| Interest-bearing deposits | 1,013,274,000 | 995,722,000 | 987,465,000 | 952,727,000 |
| Noninterest-bearing deposits | 262,611,000 | 261,202,000 | 253,459,000 | 248,556,000 |
| Equity capital | 156,486,000 | 158,074,000 | 159,615,000 | 157,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 21,582,000 | 40,533,000 | 58,870,000 | 75,570,000 |
| Interest expense | 8,254,000 | 14,794,000 | 20,832,000 | 26,295,000 |
| Net interest income | 13,328,000 | 25,739,000 | 38,038,000 | 49,275,000 |
| Noninterest income | 3,318,000 | 6,584,000 | 10,032,000 | 13,504,000 |
| Noninterest expense | 10,971,000 | 22,323,000 | 33,620,000 | 44,299,000 |
| Provision for loan losses | 500,000 | 800,000 | 1,300,000 | 1,928,000 |
| Pretax income | 5,175,000 | 9,200,000 | 13,150,000 | 16,552,000 |
| Income tax | 2,044,000 | 3,633,000 | 5,195,000 | 5,781,000 |
| Net income | 3,131,000 | 5,567,000 | 7,955,000 | 10,771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 136,571,000 | 138,311,000 | 139,997,000 | 142,096,000 |
| Total capital | 150,693,000 | 152,332,000 | 153,851,000 | 155,502,000 |
| Risk-weighted assets | 1,125,352,000 | 1,117,461,000 | 1,103,995,000 | 1,067,494,000 |