Call reports 2007
FIDELITY BANK, THE — 2007
What FIDELITY BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,450,798,000 | 1,462,547,000 | 1,484,031,000 | 1,456,669,000 |
| Total loans | 1,014,676,000 | 1,005,453,000 | 995,922,000 | 998,942,000 |
| Allowance for loan losses | 17,478,000 | 18,023,000 | 18,033,000 | 18,060,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 195,677,000 | 231,056,000 | 221,239,000 | 220,269,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,262,722,000 | 1,273,430,000 | 1,283,386,000 | 1,255,742,000 |
| Interest-bearing deposits | 993,791,000 | 1,000,996,000 | 1,007,293,000 | 995,698,000 |
| Noninterest-bearing deposits | 268,931,000 | 272,434,000 | 276,093,000 | 260,044,000 |
| Equity capital | 142,370,000 | 146,114,000 | 150,088,000 | 154,201,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 24,453,000 | 49,498,000 | 74,792,000 | 99,195,000 |
| Interest expense | 8,777,000 | 17,937,000 | 27,315,000 | 36,518,000 |
| Net interest income | 15,676,000 | 31,561,000 | 47,477,000 | 62,677,000 |
| Noninterest income | 2,622,000 | 5,568,000 | 8,810,000 | 11,781,000 |
| Noninterest expense | 10,789,000 | 21,454,000 | 32,223,000 | 42,981,000 |
| Provision for loan losses | 300,000 | 900,000 | 1,300,000 | 2,112,000 |
| Pretax income | 7,209,000 | 14,775,000 | 22,764,000 | 29,365,000 |
| Income tax | 2,833,000 | 5,803,000 | 8,953,000 | 10,970,000 |
| Net income | 4,376,000 | 8,972,000 | 13,811,000 | 18,395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 122,217,000 | 126,120,000 | 130,246,000 | 134,134,000 |
| Total capital | 135,792,000 | 139,878,000 | 144,153,000 | 148,033,000 |
| Risk-weighted assets | 1,083,531,000 | 1,096,242,000 | 1,108,281,000 | 1,107,633,000 |