Call reports 2006
FIDELITY BANK, THE — 2006
What FIDELITY BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,291,814,000 | 1,331,866,000 | 1,362,626,000 | 1,391,833,000 |
| Total loans | 923,689,000 | 962,774,000 | 989,269,000 | 1,014,938,000 |
| Allowance for loan losses | 14,902,000 | 15,873,000 | 16,659,000 | 16,993,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 199,345,000 | 173,377,000 | 168,292,000 | 139,931,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,131,867,000 | 1,166,800,000 | 1,190,268,000 | 1,214,460,000 |
| Interest-bearing deposits | 876,559,000 | 892,231,000 | 919,314,000 | 953,161,000 |
| Noninterest-bearing deposits | 255,308,000 | 274,569,000 | 270,954,000 | 261,299,000 |
| Equity capital | 128,982,000 | 132,555,000 | 136,510,000 | 138,836,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 19,961,000 | 41,726,000 | 64,987,000 | 89,387,000 |
| Interest expense | 5,770,000 | 12,219,000 | 19,483,000 | 27,907,000 |
| Net interest income | 14,191,000 | 29,507,000 | 45,504,000 | 61,480,000 |
| Noninterest income | 2,743,000 | 5,628,000 | 8,402,000 | 10,868,000 |
| Noninterest expense | 9,833,000 | 19,838,000 | 29,830,000 | 40,180,000 |
| Provision for loan losses | 950,000 | 1,825,000 | 2,625,000 | 3,425,000 |
| Pretax income | 6,151,000 | 13,472,000 | 21,451,000 | 28,743,000 |
| Income tax | 2,399,000 | 5,293,000 | 8,464,000 | 10,965,000 |
| Net income | 3,752,000 | 8,179,000 | 12,987,000 | 17,778,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 106,565,000 | 110,305,000 | 114,420,000 | 118,523,000 |
| Total capital | 118,770,000 | 123,144,000 | 127,462,000 | 131,860,000 |
| Risk-weighted assets | 973,574,000 | 1,023,939,000 | 1,039,579,000 | 1,063,184,000 |