Call reports 2002
FIDELITY BANK, THE — 2002
What FIDELITY BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 973,274,000 | 976,242,000 | 994,205,000 | 1,005,074,000 |
| Total loans | 685,901,000 | 707,361,000 | 722,207,000 | 729,101,000 |
| Allowance for loan losses | 9,240,000 | 10,438,000 | 10,778,000 | 11,838,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 130,312,000 | 118,068,000 | 128,004,000 | 94,086,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 840,662,000 | 844,663,000 | 867,757,000 | 872,167,000 |
| Interest-bearing deposits | 697,250,000 | 690,492,000 | 704,487,000 | 712,400,000 |
| Noninterest-bearing deposits | 143,412,000 | 154,171,000 | 163,270,000 | 159,767,000 |
| Equity capital | 97,164,000 | 98,615,000 | 100,465,000 | 102,623,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 14,043,000 | 27,950,000 | 41,863,000 | 55,502,000 |
| Interest expense | 4,675,000 | 8,957,000 | 13,031,000 | 16,885,000 |
| Net interest income | 9,368,000 | 18,993,000 | 28,832,000 | 38,617,000 |
| Noninterest income | 2,468,000 | 5,014,000 | 7,665,000 | 10,552,000 |
| Noninterest expense | 8,018,000 | 16,127,000 | 24,021,000 | 30,834,000 |
| Provision for loan losses | 750,000 | 1,450,000 | 2,000,000 | 3,225,000 |
| Pretax income | 3,068,000 | 6,430,000 | 10,476,000 | 15,110,000 |
| Income tax | 1,093,000 | 2,287,000 | 3,764,000 | 5,521,000 |
| Net income | 1,975,000 | 4,143,000 | 6,712,000 | 9,589,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,214,000 | 82,027,000 | 84,239,000 | 85,620,000 |
| Total capital | 89,069,000 | 91,108,000 | 93,406,000 | 94,939,000 |
| Risk-weighted assets | 707,988,000 | 725,087,000 | 731,710,000 | 742,977,000 |