Call reports 2001
FIDELITY BANK, THE — 2001
What FIDELITY BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 949,344,000 | 955,873,000 | 960,108,000 | 975,803,000 |
| Total loans | 625,722,000 | 631,042,000 | 647,894,000 | 668,984,000 |
| Allowance for loan losses | 7,948,000 | 8,607,000 | 9,125,000 | 9,312,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 117,694,000 | 109,976,000 | 140,743,000 | 125,447,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 820,903,000 | 821,948,000 | 828,135,000 | 843,674,000 |
| Interest-bearing deposits | 689,439,000 | 689,775,000 | 692,347,000 | 700,470,000 |
| Noninterest-bearing deposits | 131,464,000 | 132,174,000 | 135,788,000 | 143,204,000 |
| Equity capital | 92,603,000 | 92,899,000 | 94,448,000 | 95,909,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 17,435,000 | 34,332,000 | 50,647,000 | 65,926,000 |
| Interest expense | 7,738,000 | 15,096,000 | 21,872,000 | 27,559,000 |
| Net interest income | 9,697,000 | 19,236,000 | 28,775,000 | 38,367,000 |
| Noninterest income | 2,020,000 | 4,449,000 | 6,968,000 | 9,556,000 |
| Noninterest expense | 7,976,000 | 16,022,000 | 23,759,000 | 31,757,000 |
| Provision for loan losses | 750,000 | 1,500,000 | 2,250,000 | 3,000,000 |
| Pretax income | 2,991,000 | 6,163,000 | 9,734,000 | 13,166,000 |
| Income tax | 1,093,000 | 2,250,000 | 3,553,000 | 4,806,000 |
| Net income | 1,898,000 | 3,913,000 | 6,181,000 | 8,360,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,150,000 | 74,827,000 | 76,756,000 | 78,598,000 |
| Total capital | 82,098,000 | 83,258,000 | 85,234,000 | 87,301,000 |
| Risk-weighted assets | 675,486,000 | 674,279,000 | 677,582,000 | 695,656,000 |