Call reports 2026
WELLS RIVER SAVINGS BANK — 2026
What WELLS RIVER SAVINGS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 259,539,000 | 266,865,000 |
| Total loans | 174,385,000 | 186,825,000 |
| Allowance for loan losses | 1,547,000 | 1,659,000 |
| Securities available for sale | 55,591,000 | 55,480,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 1,879,000 | 1,867,000 |
| Total deposits | 228,132,000 | 234,608,000 |
| Interest-bearing deposits | 162,406,000 | 166,798,000 |
| Noninterest-bearing deposits | 65,726,000 | 67,810,000 |
| Equity capital | 22,779,000 | 23,591,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,172,000 | 6,488,000 |
| Interest expense | 712,000 | 1,453,000 |
| Net interest income | 2,460,000 | 5,035,000 |
| Noninterest income | 302,000 | 633,000 |
| Noninterest expense | 2,258,000 | 4,581,000 |
| Provision for loan losses | -49,000 | 74,000 |
| Pretax income | 518,000 | 1,011,000 |
| Income tax | 105,000 | 205,000 |
| Net income | 413,000 | 806,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 28,405,000 | 28,798,000 |
| Total capital | 30,000,000 | 30,474,000 |
| Risk-weighted assets | 171,335,000 | 177,893,000 |