Call reports 2017
LAURA STATE BANK — 2017
What LAURA STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 17,126,000 | 18,674,000 | 18,846,000 | 18,395,000 |
| Total loans | 5,695,000 | 6,562,000 | 6,597,000 | 6,417,000 |
| Allowance for loan losses | 111,000 | 110,000 | 110,000 | 110,000 |
| Securities available for sale | 553,000 | 893,000 | 891,000 | 694,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,354,000 | 16,879,000 | 17,042,000 | 16,609,000 |
| Interest-bearing deposits | 11,643,000 | 13,122,000 | 13,503,000 | 12,171,000 |
| Noninterest-bearing deposits | 3,711,000 | 3,757,000 | 3,539,000 | 4,438,000 |
| Equity capital | 1,763,000 | 1,790,000 | 1,798,000 | 1,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 94,000 | 208,000 | 328,000 | 451,000 |
| Interest expense | 4,000 | 7,000 | 11,000 | 14,000 |
| Net interest income | 90,000 | 201,000 | 317,000 | 437,000 |
| Noninterest income | 16,000 | 34,000 | 49,000 | 65,000 |
| Noninterest expense | 104,000 | 209,000 | 332,000 | 462,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,000 | 26,000 | 34,000 | 40,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,000 | 26,000 | 34,000 | 40,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,759,000 | 1,783,000 | 1,791,000 | 1,794,000 |
| Total capital | 1,834,000 | 1,853,000 | 1,875,000 | 1,876,000 |
| Risk-weighted assets | 5,967,000 | 5,574,000 | 6,749,000 | 6,567,000 |