Call reports 2016
LAURA STATE BANK — 2016
What LAURA STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 16,109,000 | 17,522,000 | 18,007,000 | 17,324,000 |
| Total loans | 5,733,000 | 5,815,000 | 6,124,000 | 6,162,000 |
| Allowance for loan losses | 111,000 | 111,000 | 111,000 | 111,000 |
| Securities available for sale | 999,000 | 1,000,000 | 998,000 | 552,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,334,000 | 15,728,000 | 16,206,000 | 15,556,000 |
| Interest-bearing deposits | 10,321,000 | 12,382,000 | 12,907,000 | 11,912,000 |
| Noninterest-bearing deposits | 4,013,000 | 3,346,000 | 3,299,000 | 3,644,000 |
| Equity capital | 1,767,000 | 1,789,000 | 1,795,000 | 1,764,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 88,000 | 188,000 | 286,000 | 385,000 |
| Interest expense | 4,000 | 7,000 | 11,000 | 14,000 |
| Net interest income | 84,000 | 181,000 | 275,000 | 371,000 |
| Noninterest income | 13,000 | 27,000 | 40,000 | 52,000 |
| Noninterest expense | 95,000 | 198,000 | 297,000 | 403,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,000 | 10,000 | 18,000 | 20,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,000 | 10,000 | 18,000 | 20,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,745,000 | 1,753,000 | 1,759,000 | 1,757,000 |
| Total capital | 1,817,000 | 1,827,000 | 1,837,000 | 1,830,000 |
| Risk-weighted assets | 5,780,000 | 5,930,000 | 6,253,000 | 5,875,000 |