Call reports 2014
LAURA STATE BANK — 2014
What LAURA STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 15,622,000 | 15,967,000 | 16,054,000 | 15,634,000 |
| Total loans | 5,012,000 | 4,777,000 | 4,890,000 | 5,317,000 |
| Allowance for loan losses | 111,000 | 111,000 | 111,000 | 111,000 |
| Securities available for sale | 1,217,000 | 1,223,000 | 1,120,000 | 1,019,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,838,000 | 14,184,000 | 14,289,000 | 13,866,000 |
| Interest-bearing deposits | 9,313,000 | 10,719,000 | 10,803,000 | 9,926,000 |
| Noninterest-bearing deposits | 4,525,000 | 3,465,000 | 3,486,000 | 3,940,000 |
| Equity capital | 1,775,000 | 1,777,000 | 1,760,000 | 1,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 77,000 | 154,000 | 229,000 | 310,000 |
| Interest expense | 3,000 | 7,000 | 11,000 | 14,000 |
| Net interest income | 74,000 | 147,000 | 218,000 | 296,000 |
| Noninterest income | 12,000 | 28,000 | 45,000 | 62,000 |
| Noninterest expense | 93,000 | 188,000 | 290,000 | 377,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -7,000 | -13,000 | -27,000 | -19,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -7,000 | -13,000 | -27,000 | -19,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,775,000 | 1,769,000 | 1,755,000 | 1,760,000 |
| Total capital | 1,799,000 | 1,800,000 | 1,785,000 | 1,802,000 |
| Risk-weighted assets | 6,876,000 | 6,286,000 | 6,432,000 | 5,428,000 |