Call reports 2013
LAURA STATE BANK — 2013
What LAURA STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 17,061,000 | 18,175,000 | 17,487,000 | 16,369,000 |
| Total loans | 4,749,000 | 4,872,000 | 4,824,000 | 5,205,000 |
| Allowance for loan losses | 112,000 | 111,000 | 111,000 | 111,000 |
| Securities available for sale | 1,241,000 | 1,212,000 | 1,220,000 | 1,214,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,219,000 | 16,388,000 | 15,697,000 | 14,588,000 |
| Interest-bearing deposits | 11,549,000 | 12,989,000 | 12,388,000 | 9,996,000 |
| Noninterest-bearing deposits | 3,670,000 | 3,399,000 | 3,309,000 | 4,592,000 |
| Equity capital | 1,832,000 | 1,781,000 | 1,782,000 | 1,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 82,000 | 164,000 | 247,000 | 328,000 |
| Interest expense | 8,000 | 15,000 | 22,000 | 26,000 |
| Net interest income | 74,000 | 149,000 | 225,000 | 302,000 |
| Noninterest income | 14,000 | 10,000 | 25,000 | 40,000 |
| Noninterest expense | 94,000 | 187,000 | 284,000 | 376,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -6,000 | -28,000 | -34,000 | -34,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -6,000 | -28,000 | -34,000 | -34,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,814,000 | 1,793,000 | 1,786,000 | 1,782,000 |
| Total capital | 1,843,000 | 1,818,000 | 1,814,000 | 1,808,000 |
| Risk-weighted assets | 6,562,000 | 6,773,000 | 6,589,000 | 6,691,000 |